The new year always brings us new purposes. If one of your decisions is to put your accounts in order, I recommend you especially set a budget and create a savings fund . Having control over your money and knowing exactly where you are going is one of the most important things you can do to secure your financial future.
About seven years ago my mother-in-law taught me how to save using coupons. Thanks to this, it was that the idea of Cuponeando began. I remember that at the beginning I did not understand much and in several times I almost always forgot to take the coupons with me. Has this happened to you? Maybe it was that I thought it was embarrassing to use the coupons. Maybe it was that I did not want the cashier to think I was trying to go over the list.
Now that I think about it, how silly I was at the beginning if this couponing is a success. Now if I never forget the coupons at home. For our family it is like a game of how much we can save in dollars to use in the hobbies we enjoy together, savings to surprise my mom and dad (or in this new adventure of running to improve being healthier).
I’ve learned along the way that I love Amazon’s coupon section , one of which is not advertised frequently.
Whatever your reason may be, congratulations for starting to hunt! Here are four simple steps to start.
How to start using Coupons
1. Where to Find Coupons
Obviously, having coupons is the first thing you need to start. But where to find them, is one of the first questions they always ask me. Today there are many options for getting coupons, from coupons to print to electronic coupons that you can download to your loyalty cards. The 6 best ways to find the best coupons :
- Weekly book in the newspaper
Normally spread out in Sunday newspapers you can find from one book to five (check the 2014 coupon calendar ) of Smart Source, Red Plum and / or P & G. Using the links below you will have a better idea of which newspapers to buy.
Red Plum in the United States – Enter your address and you will see a list of the newspapers in your city that bring this book of
P & G coupons in the United States – Enter your postal area to see the list of newspapers that offer this monthly book of coupons
P & G in Puerto Rico – here you can see or ask when the next edition comes out. (The first book of 2014 comes out in March.)
- Printable coupons
Having a printer at home is for me one of the best investments to save using discount coupons.
Websites that offer coupons to print:
- Printable Coupons from Coupons.com
- Hopster Printable Coupons
- Printable Coupons of P & G
- Printable Coupons of Red Plum
- Smart Source Printable Coupons
- Printable Coupons from Target
Look for coupons in them. All You Magazine, now it’s Southern Living Magazine , is one of the ones that has the best coupons because every month they bring us at least $ 45 in savings when they use their coupons. However, we can also find coupons frequently in Good Housekeeping, Woman’s Day, Better Homes and Garden Magazine. Even Latina and Shape magazine has some great coupons.
- Coupons “blinkie and tearpad”
These are the ones in the store. You can find them in counters or in the gondolas in front of a product.
- Electronic coupons
This type of coupons is increasingly popular. You can upload them to your loyalty card or your smartphone . The value of each coupon is discounted when making the purchase.
Cellfire – Serves for the supermarket chain of Kroger, Shoprite and more.
Ibotta Receives refunds for buying selected products.
Upromise – Receive refunds for purchasing select products.
SavingStar – Receive refunds for buying selected products.
2. Know when to use coupons
Cutting out and using coupons is only the first step to saving. Knowing when to use them is what will save you the most dollars.
I say that when we can combine a coupon with a special sale and – if the store offers it – a coupon from the store is * magic *.
Although using a coupon without having a sale is okay , it is better to wait for rebates and offers. For example, in this video of the coupons that came in the newspaper on Sunday, January 19, he mentioned that there is a BOGO coupon (buy one and get one free) for SpeedStick deodorants and that he hoped to use it with some offer.
Luckily, (and it happens in many occasions) the coupons come with offers that same week and in the CVS Pharmacies they had an offer in which I managed to obtain 6 deodorants (using multiple coupons) for only cents. The point of the story is that you do not spend your coupons when the price is normal. Keep them until it is as low as possible, and then use it.
Control the Discount Cycles
The sales and offers usually have cycles of about 8-12 weeks. In addition, the sales have stations that accompany vacations or holidays of the year. For example, appetizers tend to be reduced when the Super Bowl approaches and sweets and chocolates are reduced in February for Valentine’s Day. Follow our Discount Cycles to see what you can expect to be lowered according to each month of the year.
Buy at the Lowest Price
This goes along with the first trick on sales. If you wait for what you want to be discounted, you can get the lowest price, especially if you combine it with a coupon or a promotion. A good example is the one that you will see below on cereals to see how much you can save waiting to buy at the lowest price and combining offers.
3. How to maximize your savings with coupons
Have you asked your supermarket staff if they accept coupons from the competition? If you have not done it … you should!
There are ways to save in your store that you do not even know. Here are some questions you have to ask in your store to learn how to take advantage of every opportunity to save:
Another question you can ask the staff of your favorite supermarket is, Do they double coupons? If they do, what is the limit of the value of the coupon? For example, when I lived in Georgia most of the supermarkets in my area doubled the value of a coupon up to 50 cents so if I had a coupon to save 50 cents on beans then I could save $ 1.00 on the beans. Now that I live in New Jersey, most supermarkets in my area double coupons worth up to 99 cents. Is there a limit to folding coupons?
Understand how your double coupon policy works.
Accumulate Store Coupons – Some stores and pharmacies (such as Publix, Target, CVS and Walgreens) allow you to use store coupons in conjunction with the manufacturer’s or manufacturer’s coupon. This is to accumulate coupons. Although you can not use 2 coupons from the same manufacturer or manufacturer in the same product, you can use the combination of using both coupons in a product.
Does your store accept coupons from the competition? Ask him If they accept them, it is one more opportunity to save. I just found out that Harmon Discount stores accept Ulta coupons. Ulta coupons are usually better than Harmon coupons, so now I always save and use the Ulta coupons that I see in the newspaper or arrive in the mail.
4. Buying and storing
Keeping your coupons is a very important part of saving in your supermarket. It gives you control of what you pay for your purchases instead of the store controlling your prices. It is a powerful feeling to feel in control of the money we spend when we intentionally buy for the progress of our family!
Imagine that your family loves Cheerios cereal and its regular price of $ 3.99 and this week this cereal is special and you bought a box for only 50 cents. A week later, the Cheerios box is finished. And guess … it’s no longer at a special price. So you pay $ 3.99 or $ 2.99 if you happen to have a coupon with you when you bought this other cereal box. The difference is huge from $ 3.00 or $ 2.00 to pay only 50 cents!
Now let’s say that you have with you 4 coupons to save on cereals and that you buy 4 boxes of Cheerios with the reduced price of 50 cents (using coupons). As you see, now you have control of the price you want to pay because you bought more than you needed for a week. You intentionally bought because you managed to buy the cereal that your family likes at an excellent price and your cupboard will be stocked until the next cereal offer. You will not be forced to pay a higher price because you already have enough product for a couple of months.
Buying in quantities and storing some products does not mean turning your house into a “mini-supermarket”, but it does mean that you are ready to pay the lowest price for the products that your family uses when buying intentionally and strategically. In the example of cereals you bought 4 boxes of cereal for the price of one and that money that saved you can use it for other things.
Now that you know the 4 basic steps to save on your purchase, what do you expect?
To save with Couponing has been said!